Dog bite claims and animal bite claims result when an individual is injured as a result of an owner’s negligence to provide proper care and control of their animal. If you are injured as a result of an owner’s negligence, then you are entitled to compensation for medical expenses, as well as any pain and suffering caused by the dog bite. Some factors are essential to determining whether or not victims of a dog bite have a legitimate claim. First, the dog must be unprovoked. Even if the owner is entirely negligent of his animal, any provoked attack is not covered by dog bite claims. Grabbing a Rottweiler by the ears will exclude the bitten individual from seeking damage. Another important factor is the owner’s level of care at the moment of the bite. Did the owner allow their dog to roam free? If so a dog bite suit is legitimate.

A Trend in Dog Bites

Dog bite claims have increased six percent in 2014, to a total of 17,359 claims, according to the Insurance Information Institute. Perhaps dogs are becoming feistier or maybe owners are growing careless. Regardless, dog bites account for a third of all homeowners insurance liability-claim dollars paid out in 2013. However, the number of claims could be even higher, given that the CDC estimates that 4.5 million people are bitten every year; the vast majority of people bitten by dogs are unaware of the compensation they are entitled to.

The establishment of FIDO

The Federation of Insured Dog Owners (FIDO) is a specialized insurance firm that insures only dogs. It cost $75 dollars a year, with policies ranging from $50,000 to 100,000. The insurance will cover basically any breed, and according to FIDO the firm has had a great deal of success in the insurance business